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Race Equity Trends > Financial Well-Being and Work

Race Equity Trends:
Financial Well-Being and Work


Lincoln’s working age population exhibits high workforce participation, high employment, and high educational attainment across most racial and ethnic groups. However, differences exist across racial and ethnic groups in terms of household incomes, individual earnings, and housing wealth. Detailed Home Mortgage Disclosure Act (HMDA) information provides insights into lower rates of home loan applications and application approvals for some groups of people of color, possibly contributing to unequal and lower share of housing wealth and homeownership across Lincoln.

OMB race and ethnicity standards

There is some variation in reporting of racial and ethnic categories within this website based on availability from the data source. Most of these data are from the U.S. Census Bureau and other federal agencies that are reported in accordance with 1997 U.S. Office of Management and Budget (OMB) standards, and generally reflect a social definition of race based upon self-identification. The Census Bureau reports a minimum of five race categories (American Indian or Alaska Native, Asian, Black or African American, Native Hawaiian or Other Pacific Islander, and White) and two ethnicity categories (Hispanic or Latino and Not Hispanic or Latino). Ethnicity, as specified by OMB, is treated as a separate and distinct concept from race. Respondents may choose more than one race, along with ethnicity. However, for purposes of presentation, race and ethnicity are often reported in a single graphic figure. Further, we have shortened titles of race and ethnic categories, in most cases. When population sizes of racial groups are small, access to specific data about these populations may be excluded and/or unavailable due to privacy concerns for small populations.

Middle Eastern or North African (MENA) Descent

Under the OMB standards, the U.S. Census Bureau currently classifies people with Middle Eastern or North African (MENA) descent as White, while many people of MENA descent may not identify as White. Research by the Census Bureau and recommendations from several groups suggest reforming federal data collection by adding a “Middle Eastern or North African” box, and to remove people with MENA origins from the white category. However, these recommendations have not yet been implemented, which may impact current data.